Secured lending. Lender-side.
We act for lenders and finance providers on the legal work that underpins secured loans, from title investigation and due diligence through to completion, registration and release of security. We work closely with finance brokers and deliver same-day turnaround on most elements of the process.
Speak to our Secured Lending team
Lender-side specialists in security documentation, charge registration, intercreditor agreements and security reviews. You deal with the same dedicated team throughout, and we turn most work around the same day.
What does our Secured Lending team handle?
We act for specialist lenders, bridging finance providers, asset-based lenders and private lending institutions on a full range of security work.
Title investigation & due diligence
We investigate title, review existing charges, check for restrictions and raise requisitions. Clear, lender-focused reports delivered to your timescales.
Security completion
We process and check the security documentation provided by the lender, coordinate execution, and complete the transaction.
Charge registration
We register charges at HM Land Registry and confirm the security is properly in place. Same-day turnaround on most registrations.
Priority arrangements
Where multiple security interests exist over the same property, we sort out priority arrangements between lenders to protect your position.
Security releases
On loan repayment, we handle the discharge and release of security including Land Registry applications.
Possession proceedings
If a borrower defaults on their mortgage, we can handle the possession work on your behalf, from initial notice through to obtaining a possession order.
Lender-focused. Fast. Reliable.
Lenders need solicitors who understand their commercial pressures. Transactions move quickly. Documentation needs to be right first time. And you need a team that picks up the phone.
Our Secured Lending team operates as a specialist unit within the firm, distinct from our Commercial Property team, with its own processes and service standards:
- Dedicated secured lending team, not commercial property solicitors doing lending on the side
- Same-day turnaround on most elements of the process
- Lender-side only, no borrower work, so no conflicts of interest
- Close working relationships with finance brokers
- Clear, lender-focused reporting at every stage
How does a typical instruction work?
From instruction to completion, we keep you informed at every stage.
Instruction & due diligence
You send us your instructions about the client and property. We investigate title, review existing charges, check for restrictions, and raise any requisitions. We report to you with a clear summary of the security position.
Enquiries & execution
We deal with your enquiries, process and check the security documentation, and coordinate execution.
Completion & registration
We complete the security and register charges at HM Land Registry, confirming the security is properly in place.
Release & discharge
When the loan is repaid, we handle the release and discharge of security including Land Registry applications. If the borrower defaults, we can also handle possession proceedings on your behalf.
Who would be handling your instructions?
Your secured lending specialists, a dedicated lender-side team, supported by the wider Robertsons firm.
What makes us different?
Dedicated specialist team
Our Secured Lending team operates separately from Commercial Property. Lending work is all they do, not a sideline.
Lender-side only
We act exclusively for lenders, not borrowers. No conflicts of interest, and documentation always drafted from your perspective.
Speed and reliability
Completions don’t wait. We understand commercial timescales and deliver to them consistently.
What do clients ask us most often?
Browse the answers below.
We act for lenders and finance providers on the legal work that underpins secured loans. This includes title investigation and due diligence, processing security documentation, coordinating execution, registering charges at Land Registry, sorting out priority arrangements, and handling security releases and possession proceedings.
No. Our Secured Lending team acts exclusively for lenders and finance providers, not borrowers. This avoids conflicts of interest and means our work is always approached from the lender’s perspective.
We deliver same-day turnaround on most elements of the process. We understand that completions don’t wait and our team is set up to work at the pace your transactions demand.
Yes. We work closely with finance brokers, although we act for the lender rather than the broker. Brokers find that having a responsive legal team on the lender side helps transactions complete smoothly and on time.
We act for specialist lenders, bridging finance providers, asset-based lenders and private lending institutions. We are happy to discuss panel arrangements.
If a borrower fails to keep up mortgage repayments, we can handle possession proceedings on your behalf, from issuing initial notices through to obtaining a possession order from the court.
Didn’t find what you were looking for? Speak to our Secured Lending team directly.
Five locations, one team
You can visit us in Cardiff, Swansea, Barry, Bristol and Newport. We meet clients in Bristol and Newport by appointment.
Cardiff
6 Park Place,
Cardiff CF10 3RS
Swansea
Princess Quarter, Princess Way,
Swansea SA1 3LW
Barry
6 St Nicholas Road,
Barry CF62 6QW
Bristol
Trym Lodge, 1 Henbury Road,
Westbury-on-Trym, Bristol BS9 3HQ
Newport
Gold Tops House, 8A Pentonville,
Newport NP20 5HB
Ready to talk it through? We’re here.
Call us, or leave your details and we’ll come to you.