Military Claims

Family Law for Service Personnel.

Divorce and separation work much the same for forces families as anyone else, but the armed forces pension, service accommodation, postings and deployment add complications. We handle the military-specific parts.

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Family Law for Service Personnel
About this service

What's different about a military divorce?

The law that applies to a forces divorce is the same as for anyone else in England and Wales, but service life adds complications that civilian divorces do not have. The biggest is the armed forces pension, which is often the most valuable asset of all. Then there is Service Family Accommodation, which may have to be given up quickly; deployment, which affects the timing and practicality of proceedings; and overseas postings, which can raise questions about which country’s courts deal with the divorce. This page covers those military-specific parts. For the general process, see our pages on divorce and separation, financial settlements and child arrangements.

Your armed forces pension on divorce

For most forces couples the armed forces pension is the single biggest issue in the financial settlement, frequently worth more than the family home. It is usually dealt with by a pension sharing order, which transfers a percentage to the other spouse, though offsetting against other assets is sometimes used instead. The valuation matters enormously: the cash equivalent transfer value the scheme provides is the starting point, but for these schemes it can understate the pension’s true worth, especially after a long marriage, so a specialist actuarial valuation is often needed. Getting this right is the heart of a military financial settlement, see also financial settlements.

Accommodation, postings and deployed parents

Service Family Accommodation is tied to the serving person’s posting, not owned by the couple, and the non-serving spouse can be required to leave within a short period of separation, so housing advice is urgent from the outset. Where a family is posted abroad, there can be questions about whether the courts of England and Wales, or another country, should deal with matters, and it is far easier to settle that early than to argue about it later, our international children page covers the cross-border issues. And child arrangements for forces families need to be built around service life, with contact that flexes around deployment, leave and postings.

Can you deal with it while deployed?

Yes, being deployed does not stop a divorce or family proceedings. A no-fault divorce can be managed online, and you can authorise a solicitor to act for you in your absence. Deployment may justify asking the court for more time on certain steps, but it does not stop the clock: if your spouse starts proceedings while you are away, you are still expected to respond in time. If you are facing family matters and expect to deploy, the sensible step is to instruct a solicitor first and make sure they can act while you are gone.

How we help

We act for forces families across South Wales and the South West, handling the military-specific parts of a separation, pension sharing of the armed forces pension, the accommodation timeline, postings and jurisdiction, and child arrangements that work around service life, alongside the general law on our family law pages. Our offices sit in Wales, and you are entitled to use Welsh in family proceedings here if you wish. We charge by the hour and give you a written estimate at the outset, with fixed fees for some discrete steps; legal aid in family cases is now limited mainly to cases involving domestic abuse or protecting children. To talk things through, you can request a callback or contact our team. General guidance on the divorce process is on GOV.UK.

The law is the same, but a forces divorce has moving parts a civilian one doesn't, and the armed forces pension is usually the biggest of them.

Our approach
How we work

Clear advice. Practical next steps.

Every family law for service personnel matter is different. We start by understanding your situation before we recommend an approach.

We won't push you toward a process that doesn't fit. We won't drag things out. And we'll always tell you what something will cost before we start it.

  • A dedicated specialist for your matter, backed by the wider Robertsons military claims team
  • Transparent pricing — clear written costs before any work begins
  • Plain-English advice — no jargon, no surprises
  • Offices across South Wales and the South West
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Common questions

Questions clients ask us about family law for service personnel

Yes — deployment does not prevent divorce or family law proceedings. Under no-fault divorce, an application can be made online and proceedings managed remotely. A service person can give a solicitor authority to act on their behalf in financial proceedings. In some circumstances, a deployment may justify an application to adjourn certain hearings or to extend timescales — but it does not stop the clock. If a spouse serves divorce papers or makes a financial application while you are deployed, you are still expected to respond within the required timescales. Instructing a solicitor before deployment — and ensuring they have authority and contact details to act during your absence — is strongly advisable for any service person facing family law proceedings.

Yes — an armed forces pension is a matrimonial asset and your spouse is entitled to ask the court to consider it as part of the financial settlement, even if it has not yet come into payment. The court has the power to make a pension sharing order, which transfers a specified percentage of your pension to your spouse at the time of the order. The percentage is implemented by the pension authority — for armed forces pensions, this is the Veterans UK pensions team. Your spouse does not automatically receive half your pension — the court exercises discretion, taking account of all the circumstances including the length of the marriage, each party's needs, and all other assets. In a long marriage where one spouse has served throughout and the other has not worked, the pension may be the most significant asset and the subject of significant negotiation.

Armed forces pensions are frequently the most significant asset in a military divorce, often exceeding the value of the family home. They are dealt with in a financial settlement in the same way as civilian pensions — the court can make a pension sharing order, transferring a percentage of the pension to the other spouse; a pension attachment order, redirecting future pension payments; or use offsetting, where the pension holder keeps the pension and the other spouse receives a greater share of another asset. Armed forces pensions — particularly the newer AFPS 15 scheme — require specialist actuarial valuation to assess their true value for divorce purposes. A cash equivalent transfer value (CETV) is available on request and is the starting point for valuation, but it may not reflect the pension's full value in a long marriage.

A financial remedy order — whether a consent order agreed between the parties or one imposed by the court — does not directly affect service pay or allowances, which are payable regardless of personal circumstances. However, the terms of the order may require ongoing maintenance payments from service pay, or the transfer of assets including pension rights. A pension sharing order affects the armed forces pension directly — the pension authority implements the order, transferring the specified percentage to the other spouse's pension. If a service person fails to comply with a financial order — for example, by not paying maintenance — enforcement action can be taken in the same way as against any other individual. The military does not enforce civil court orders, but non-compliance can have legal and financial consequences.

Frequent relocation — both within the UK and overseas — is one of the most challenging aspects of child arrangements for military families. Where children are living with the non-service parent, postings that take the service parent away for extended periods, or to remote locations, can significantly affect the amount of time they spend with the children. Child arrangements orders need to be drafted with sufficient flexibility to accommodate military life — including provisions for contact during leave, video contact during deployments, and arrangements for school holidays. Where the non-service parent wishes to relocate with the children — including to live nearer family — the service parent's ability to maintain contact must be considered. Courts recognise the particular demands of military life and can make tailored orders that work around deployment schedules.

Leaving the armed forces can significantly affect the financial position of both parties where a financial order is already in place. If a service person leaves voluntarily and their income falls, they may apply to court to vary a maintenance order — but they must show a genuine change of circumstances, not a self-induced reduction in income. If leaving is involuntary — medical discharge or redundancy — a variation application may be more straightforward. An armed forces pension may come into payment earlier than expected on medical discharge, which can affect the overall financial picture. Where a pension sharing order has already been made, it is implemented at the point of the service person's retirement — early retirement brings this forward. Both parties should seek legal advice when a service person is approaching the end of their service, whether planned or otherwise.

Military service creates specific complexities in divorce and financial settlements that do not arise in civilian cases. The most significant is the armed forces pension — often the most valuable asset after the family home, and one that requires specialist valuation and careful treatment in any financial settlement. Service Family Accommodation may need to be vacated quickly on separation. Deployment can affect the timing and practicality of proceedings. Pay structures — including allowances, operational bonuses, and future earnings potential — need to be properly assessed. And where service personnel are posted abroad, jurisdictional questions arise. Despite these complexities, the family courts have well-established ways of dealing with military divorces — the key is taking specialist advice from solicitors experienced in the particular features of armed forces family law.

Regular deployment creates unique challenges for child arrangements that standard court orders do not always anticipate. Key issues include: maintaining meaningful contact during extended absences — including video contact, letters, and the ability to speak by phone when operational security allows; managing the transition back to civilian routines after return from deployment, which can be disorienting for children; ensuring the non-deployed parent can make day-to-day decisions without constantly seeking consent; and planning for contact during leave periods that may be intensive after an absence. Child arrangements orders for military families should be drafted with specific provisions addressing deployment — including what happens to contact arrangements when operational commitments prevent the service parent from exercising agreed contact. A family solicitor experienced in military family law can draft orders that reflect the realities of service life.

Service Family Accommodation (SFA) is tied to the service person's posting — it is not the family home in the legal sense and does not form part of the matrimonial assets. When a service person and their spouse separate, the non-service spouse typically has a limited period to vacate SFA — often as little as 93 days, though this can be extended in some circumstances. This can create significant practical urgency, particularly where there are children and no alternative housing is immediately available. The non-service spouse should take legal advice immediately on separation to understand the timeline and explore options — including priority housing applications with the local authority. Courts can make orders about housing needs as part of the financial settlement, but these take time that the SFA timeline may not allow.

Calculating income for child maintenance and spousal maintenance purposes in a military context requires care, because service pay is only part of the picture. In addition to basic pay, service personnel may receive: operational allowances; accommodation and food allowances; overseas allowances; specialist pay; and in some cases tax-free elements. For child maintenance calculated through the Child Maintenance Service, the assessment is based on gross income as reported to HMRC — which may not capture all elements of service pay accurately. For court-ordered spousal maintenance, the court takes a broader view of income and financial resources. It is important that both parties' solicitors and any financial expert instructed understand the full structure of armed forces pay to ensure maintenance is calculated fairly.

Service personnel posted abroad — on a BFPO posting or otherwise — face additional complexity in family law matters. Jurisdictional questions arise: the courts of England and Wales can deal with a divorce where at least one party is habitually resident or domiciled here, but the posting location may also give rise to jurisdiction in another country. Financial proceedings involving assets in multiple countries require careful legal coordination. Where children are living with the service parent abroad and the relationship breaks down, arrangements for the children to return to England and Wales — and the question of which country's courts have jurisdiction — can be complex. Taking specialist legal advice as soon as a relationship begins to break down, while still posted abroad, is strongly recommended — it is significantly easier to establish jurisdiction early than to argue about it later.

Several organisations provide support to military families going through separation. The Royal British Legion and SSAFA offer welfare support and signposting to specialist services. The Naval, Army, and Air Force charities all have welfare teams with experience of family breakdown in a military context. The MoD's own welfare officers and unit welfare officers can provide pastoral support. For children, military-specific support organisations such as the Children's Education Advisory Service (CEAS) can advise on educational continuity during a difficult period. Family mediation — including through the Ministry of Justice's family mediation voucher scheme — can help parents reach agreement on child arrangements without court proceedings. Taking legal advice and accessing welfare support simultaneously, rather than sequentially, gives families the best chance of a manageable outcome.

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